Mortgage Products

First Choice Community Bank offers a variety of loan programs to meet your needs.

Unlock your home-buying power with a mortgage from First Choice Community Bank. Our competitively priced loans and financing options can put you in your dream house sooner than you think. Which of our mortgages is right for you? Consider your current and future financial circumstances, and choose the option that suits your needs.

Fixed Rate Mortgages

Fixed rate loans are ideal for homeowners who want to be able to plan on a set payment and rate throughout the duration of their mortgage.

At First Choice, we offer 15, 20, 30 and 40 years fixed rate mortgages.

Variety of repayment terms and loan solutions to suit your needs.
Protection from interest rate changes.
Experienced mortgage lenders to assist you with your home financing needs.

FHA & VA Mortgages

Qualifying borrowers may be eligible for Federal Housing Administration (FHA) or Veterans Administration (VA) home loans.

Attractive interest rates and loan terms.
Relationship Pricing* available to qualifying Bank of the West customers.
Low to no down payment.
Flexible credit and qualifying standards.
Experienced Mortgage Bankers to assist you with your home financing needs.

ARMs

An Adjustable Rate Mortgage, or ARM, can offer increased savings by allowing you to take advantage of fluctuations in interest rates.

Lower initial interest rates compared to fixed rate mortgages.
The rate of the loan may change due to current market conditions.
Interest rate changes are capped depending on loan program.
No negative amortization so your principal balance cannot increase.
A variety of loan solutions, similar to our fixed rate options.
Experienced mortgage lenders to assist you with your home financing needs.