Current Rates as of

Type of Account Minimum to Open Annual Percentage Yield Interest Rate
Personal Checking with Interest*
Tier 1 $0.01 - $9,999.99 $100.00 .15% .15%
Tier 2 $10,000 - $49,999.99 .50% .50%
Tier 3 $50,000.00 or more .75% .75%
Gold Choice Checking* $100.00 2.75% 2.72%
Business Checking with Interest*
Tier 1 $0.01 - $9,999.99 $100.00 .15% .15%
Tier 2 $10,000 - $49,999.99 .50% .50%
Tier 3 $50,000.00 or more .75% .75%
Money Market Account*
Tier 1 $0.01 - $2,499.99 $100.00 2.00% 1.98%
Tier 2 $2,500 - $49,999.99 2.75% 2.72%
Tier 3 $50,000.00 - $499,999.99 2.90% 2.86%
Tier 4 $500,000.00 or more 3.00% 2.96%
Regular Savings* $100.00 1.00% 1.00%
CD Rates**
6 Month CD $500.00 3.35% 3.31%
9 Month CD $500.00 3.35% 3.31%
12 Month CD $500.00 3.35% 3.31%
24 Month CD $500.00 3.35% 3.31%
36 Month CD $500.00 3.35% 3.31%
48 Month CD $500.00 3.35% 3.31%
60 Month CD $500.00 3.35% 3.31%
12 Month Add On $100.00 3.25% 3.21%
IRAs**
12 Month IRA $500.00 3.35% 3.31%
24 Month IRA $500.00 3.35% 3.31%
36 Month IRA $500.00 3.35% 3.31%
48 Month IRA $500.00 3.35% 3.31%
60 Month IRA $500.00 3.35% 3.31%

*Rates are subject to change without notice. Fees could reduce the earnings on accounts.

**Penalties may be applied to CDs and IRAs for early withdrawal.